Group Term Life Insurance

Help give your loved ones a more secure financial future.

What would happen to your family if you suddenly died?

Term Life insurance can be a practical, no-frills way to guarantee your family will receive a stated benefit should you suffer an untimely death. Could be one of the best decisions you can make for your family, for their peace-of-mind and yours. It can save them from hardship if you are no longer around to support them.

Up to $500,000 in benefits

You may elect up to $500,000 of member or spouse life insurance.

Portable protection

Keep your coverage when you retire, provided you continue your APWU Membership.

Specially negotiated APWU rates

Rates may be paid through payroll deduction.

Calculate Your Premium Apply Online

For questions call 1 (800) 422-4492,
Monday through Friday, 8:30 AM to 5 PM (ET)

Get an instant rate quote

Use this handy calculator to get a good idea of what your rate will be.

Select Your Age

State/Province

Gender

Smoker

Please select your membership status:

Active Postal Support Employee (PSE) Associate Retiree

Please Note:
You must notify The Voluntary Benefits Plan of any address change for you, your dependents and/or beneficiaries, and any change in employment and union membership status change, life status change (i.e., marriage, divorce, beneficiary or name change), or benefit changes requested. Notice must be in writing. To continue coverage, insured must continue to be eligible for coverage under the terms of the group certificate, please advise us of any change that affects your eligibility for coverage.

Administered By:
Voluntary Benefits Plan
P.O. Box 12009
Cheshire, CT 06410
Phone: 1-800-422-4492
Fax: 1-203-754-7847

We have the answers

You may apply for up to $500,000 in Term Life insurance, regardless of the amount you have elsewhere. You may apply for up to $500,000 on your spouse as well, and receive up to $2,000 in coverage for each eligible dependent child, too.

Yes, as the member, you must be covered in order for your spouse to apply. Spouse coverage amount cannot exceed your coverage amount.

Yes! Your term life insurance policy will remain in force as long as you remain a dues paying APWU member and pay the required premiums when due. We will then bill you directly on a Monthly, Quarterly or Annual basis, whichever is the most convenient for you. Another option is an Electronic Fund Transfer from your checking or savings account.

Group Term Life Insurance

I have life insurance through the U.S.P.S., but I'd like to receive more. Can I apply for more?

I would like to apply for life insurance for my spouse. As the member, do I have to apply for life insurance for myself too?

Can I keep this Term Life insurance when I retire?