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Group Accidental Death & Dismemberment Insurance

Helps protect you against the unexpected — at home, at work, at play, and around the clock.

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What would happen if you had a serious accident?

Accidents can happen — suddenly and unexpectedly, resulting in loss of life, speech, hearing or dismemberment. If you were to suffer a serious accident, would you and your family have the financial help you need? With Accidental Death & Dismemberment (AD&D) this smart, exclusively priced coverage, underwritten by New York Life Insurance Company, you and your loved ones can be more protected against the unexpected.

Up to $300,000 in benefits
Up to $300,000 in benefits
You choose your amount of coverage in increments of $30,000.
Wide coverage options
Wide coverage options
Coverage for loss of speech and/or hearing, in addition to accidental loss of life and limbs.
Family coverage
Family coverage
Insures your spouse and/or domestic partner and dependent children under the Family Coverage option.

For questions call 1 (800) 422-4492,
Monday through Friday, 8:30 AM to 5 PM (ET)

24-Hour Insurance Protection

The coverage offers 24-hour insurance protection against covered accidents anywhere in the world, on or off the job, on business-vacation-at home. While covered, bodily injuries suffered by the insured must be as a direct result and from no other cause than from the covered accidental loss. Please be sure to review the Information Kit for more information on what is and is not covered.

To continue coverage, insured must continue to be eligible for coverage under the terms of the group certificate, please advise us of any changes that affects your eligibility coverage.

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Use this handy calculator to get a good idea of what your rate will be.

Please Note:
You must notify The Voluntary Benefits Plan of any address change for you, your dependents and/or beneficiaries, and any change in employment and union membership status change, life status change (i.e., marriage, divorce, beneficiary or name change), or benefit changes requested. Notice must be in writing.

Administered By:
Voluntary Benefits Plan
P.O. Box 12009
Cheshire, CT 06410
Phone: 1-800-422-4492
Fax: 1-203-754-7847

To Request VBP Brochures or to Provide Feedback.
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Questions? We're here to help APWU members and their families
Monday through Friday, 8:30AM to 5PM (ET)
30-Day Free Look
Once you receive your Certificate of Insurance, if you’re not 100% satisfied within the first 30 days, return your Certificate (without claim) and we’ll send you a full refund of any premiums paid during that period and your Certificate will be considered never issued. You will be under no further obligation.