Why the Voluntary Benefits Plan for APWU Members

To help make the most of your working years… and to help protect you and your family when the unexpected happens.

APWU Members — We’re here for you.

Since 1986, the Voluntary Benefit Plan has brought important benefits to members of The American Postal Workers Union and their families. We appreciate the important service APWU members provide and our programs are custom designed with you in mind.

The information presented here is brought to you by the Voluntary Benefits Plan. Our goal is to provide you with as much information as you need to make the best decisions for yourself and your family. That includes a range of options to help you evaluate rates, coverage, and other program details. And you’ll find ways to apply online or by phone for those products that appeal to you.

Thank you for letting us serve you. As always, please don’t hesitate to contact us with any questions.

The companies behind the great insurance plans for APWU members and their families.

Through working with APWU members for over 30 years, we understand that to make the most of our working years we need to stay as financially healthy as possible. And while we all want to believe that is entirely within our power, sometimes things happen that are beyond our control. Accidents can happen, for example. And illness can strike. When events like these occur, it can disrupt our personal and professional life, and possibly impact our financial future, and for those we love.

That’s why we partnered with New York Life Insurance Company, Metropolitan Life Insurance Company and Farmers Insurance Company to offer you competitive insurance products tailored to meet your needs. New York Life Insurance Company, Metropolitan Life Insurance Company and Farmers Insurance Company, the companies behind most of the insurance coverage provided for APWU members, have the highest financial strength ratings currently awarded to any U.S. life insurers from leading independent rating services.* So you can apply with confidence.

Please see below for New York Life Insurance Company current financial strength ratings:

A++

Highest Ratings from A.M. Best

AA+

Highest Rating Possible for a U.S. Life Insurer from Standard & Poor's

AAA

Highest Ratings from Fitch

Aaa

Highest Ratings Moody's
Investor's Service

^*New York Life has the highest financial strength ratings currently awarded to any U.S. life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody's Investors Service (AAA), Standard & Poor's (AA+). NEW YORK LIFE and the NEW YORK LIFE box logo are trademarks of New York Life Insurance Company. New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. New York Life Insurance Company's state of domicile is New York, and NAIC ID# is 66915. Ratings as of 10/18/2022.

Please see below for Metropolitan Life Insurance Company’s* (MLIC’s) current financial strength ratings:

A+ Superior

A.M. Best

AA- Very Strong

Fitch IBCA

Aa3 High Quality

Moody’s Investors Service

AA- Very Strong

Standard & Poor’s

For ratings information and a more complete analysis of the financial strength of MLIC, please go to www.metlife.com and click on “About Us” and then “Corporate Profile” and then “Ratings”.

Please see below for Farmers Insurance Groups* current financial strength ratings:

A Excellent

A.M. Best

AA- Very Strong

Fitch IBCA

A Quality

Moody’s Investors Service

A Strong

Standard & Poor’s

We look forward to serving your insurance needs and helping you protect your family and lifestyle for many years to come.

Provide your feedback on the Voluntary Benefits Plan

Your opinions and comments are very important to us. Please feel free to leave your comments or suggestions on our plans and our overall service to APWU members. We appreciate you taking the time to fill out our feedback form below. Thank you.

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