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Group Long Term Disability Insurance

Help protect your income and your family’s financial future when you need it most.

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When you can’t work the bills don’t stop — neither does time.

Instead of watching your income or hard-earned savings evaporate in the event of a disability, Group Long Term Disability Insurance can help you cover your living expenses. You’ll have the security of knowing you and your family are protected for an extended length of time. That can help safeguard your child’s education as well as your retirement.

Collect up to $3,500 a Month
Collect up to $3,500 a Month
Up to $42,000 a year if a covered disability keeps you from working.
Benefits available until age 65
Benefits available until age 65
Once the 12 month waiting period has been satisfied, benefits for a total disability that begins prior to age 61 are payable up to age 65 or you return to work. Benefits are also payable for disabilities that begin between ages 61 and 69. Please view the product kit for full details.
Specially negotiated APWU rates
Specially negotiated APWU rates
Payable through payroll deduction.

For questions call 1 (800) 422-4492,
Monday through Friday, 8:30 AM to 5 PM (ET)

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Please Note:
You must notify The Voluntary Benefits Plan of any address change for you, your dependents and/or beneficiaries, and any change in employment and union membership status change, life status change (i.e., marriage, divorce, beneficiary or name change), or benefit changes requested. Notice must be in writing. To continue coverage, insured must continue to be eligible for coverage under the terms of the group certificate, please advise us of any change that affects your eligibility for coverage.

Administered By:
Voluntary Benefits Plan
P.O. Box 12009
Cheshire, CT 06410
Phone: 1-800-422-4492
Fax: 1-203-754-7847

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Questions? We're here to help APWU members and their families
Monday through Friday, 8:30AM to 5PM (ET)
30-Day Free Look
Once you receive your Certificate of Insurance, if you’re not 100% satisfied within the first 30 days, return your Certificate (without claim) and we’ll send you a full refund of any premiums paid during that period and your Certificate will be considered never issued. You will be under no further obligation.