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Dental Insurance

Use any dentist you choose and save with economical group rates.

Download Activation Form
Save on your next trip to the dentist.

Taking care of your teeth is vital to your overall health. The good news is you can now take a bite out of your dental bills when you sign up for our Dental Insurance Plan. It’s called an “indemnity” plan because the benefit to you is reimbursed as a percentage of the charges you incur, such as for exams, cleanings, fillings — even crowns, bridges and dentures.

Choose any dentist
Obtain service from any dentist you choose
Insured members may use any dentist they choose or continue to use their current dentist.
Up to $1,500 per person
Up to $1,500 per person for all covered services
This plan covers a wide range of services, some with no deductibles. For details of the coverage, see our Information Kit.
$500 for orthodontics
Up to $500 per person for eligible orthodontic services
Be sure to choose this option if desired. See Coverage Schedule.

For questions call 1 (800) 422-4492,
Monday through Friday, 8:30 AM to 5 PM (ET)

Dental Plan Bi-Weekly Premium Rates for Active and PSE Members
Dental Plan Bi-Weekly Rates Active Members
Dental Plan Monthly Premium Rates for Retiree and Associate Members
Dental Plan Monthly Rates Retiree and Associate Members

To add optional Orthodontic Coverage, check off "Yes" on the Activation Form.
Your selected premium will automatically be increased by 10%.
Optional Orthodontic Coverage ONLY applies to insured dependent children under 19.

Coverage Schedule
Calendar Year Deductible No Deductible for - Type I Benefits, $100 per person - Type II and Type III benefits, combined
Calendar Year Maximum $1,500 per person for all covered services $500 per person for all eligible Orthodontic services, if Optional Orthodontic Coverage is selected
Lifetime Maximum $1,000 for Orthodontic services, if Optional Orthodontic Coverage is selected

Please Note:
You must notify The Voluntary Benefits Plan of any address change for you, your dependents and/or beneficiaries, and any change in employment and union membership status change, life status change (i.e., marriage, divorce, beneficiary or name change), or benefit changes requested. Notice must be in writing.

Administered By:
Voluntary Benefits Plan
P.O. Box 12009
Cheshire, CT 06410
Phone: 1-800-422-4492
Fax: 1-203-754-7847

This plan is underwritten by Metropolitan Life Insurance Company, New York, New York. This summary is a brief description of benefits only and is subject to the terms, conditions, exclusions and limitations of Group Policy No. 122705.

To Request VBP Brochures or to Provide Feedback.
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Questions? We're here to help APWU members and their families
Monday through Friday, 8:30AM to 5PM (ET)
30-Day Free Look
Once you receive your Certificate of Insurance, if you’re not 100% satisfied within the first 30 days, return your Certificate (without claim) and we’ll send you a full refund of any premiums paid during that period and your Certificate will be considered never issued. You will be under no further obligation.