Group Hospital & Home Care Recovery Insurance
Receive a cash benefit for up to $1,000 per hospital stay and up to $4,000 each year for home care recovery.
Disclaimer
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
- Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
- Visit https://www.healthcare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (https://www.naic.org) under “Insurance Departments.”
- If you have this policy through your job or a family member’s job, contact the employer.
Group Hospital and Home Care Recovery insurance provides a cash benefit for up to $1,000 per hospital stay and up to $4,000 each year for home care recovery. As an APWU member, you can buy this insurance at an exclusively priced rate. Although your rate will remain constant, the annual home recovery benefit will reduce to $2,000 at age 80.
Acceptance is guaranteed for eligible APWU members. Both you and your spouse may be eligible for this valuable protection. There's no medical exam or health questions, only one short application to fill out.
Questions? Call our office at 1-800-422-4492 Monday through Friday from 8:30 AM to 5:00 PM EST.