Group Basic Care Hospital Insurance
Receive a daily cash benefit for up to $500 when hospitalized.
Disclaimer
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
- Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
- Visit https://www.healthcare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (https://www.naic.org) under “Insurance Departments.”
- If you have this policy through your job or a family member’s job, contact the employer.
Would you be prepared for the bills that come with hospitalization?
Pays surgical benefits, with a maximum of $2,500.
Surgeries must be performed by a physician and may be performed on an in-patient or out-patient basis.
Pays $25 per day for in -hospital physician visits
Limited to $4,500 per confinement, one visit per day, and 180-day maximum.
Pays benefits directly to you.
Checks are paid directly to you to use as you wish. You have the option of assigning your benefits.
For questions call 1 (800) 422-4492,
Monday through Friday, 8:30 AM to 5 PM (ET)
To Request VBP Brochures or to Provide Feedback.
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Questions? We're here to help APWU members and their families
Call 1 (800) 422-4492
Monday through Friday, 8:30AM to 5PM (ET)
30-Day Free Look
Once you receive your Certificate of Insurance, if you’re not 100% satisfied within the first 30 days, return your Certificate (without claim) and we’ll send you a full refund of any premiums paid during that period and your Certificate will be considered never issued. You will be under no further obligation.