Common Questions

Group Term Life Insurance Plan

Here are some frequently asked questions and answers about the products and services offered on this web site. If you don't find the information you need, please Contact Us.

Q. I have life insurance through the U.S.P.S., but I'd like to receive more. Can I apply for more?
A. You may apply for up to $500,000 in Term Life Insurance, regardless of the amount you have elsewhere. You may apply for up to $500,000 on your spouse as well, and receive up to $2,000 coverage for each eligible dependent child, too.

Q. I would like to apply for life insurance on my spouse, as the member, do I have to apply for life insurance on myself too?
A. Yes, as the member, you must be covered in order for your spouse to apply. Spouse coverage amount cannot exceed your coverage amount.

Q. Can I keep this Term Life Insurance when I retire?
A. Yes, you may keep the life insurance as long as you remain a dues paying APWU member, pay the required premiums when due and the group policy stays in force. We will then bill you directly on a Monthly, Quarterly or Annual basis, whichever is the most convenient for you. Another option is Electronic Fund Transfer form your checking or savings account. We cannot deduct the premium from your Annuity.