Common Questions

  Group Accidental Death & Dismemberment Insurance Plan

Here are some frequently asked questions and answers about the products and services offered on this web site. If you don't find the information you need, please Contact Us.

Q. If the cause of death is due to sickness, will this plan pay any benefits?
A. No, death must occur by a covered accident, on or off the job.

Q. I'm planning on retiring soon, can I keep this plan when I retire?
A. Yes, as long as you are a dues paying APWU member under age 80 and continue paying for your   premiums.

Q. I have AD & D coverage now and I am retiring soon. What will happen to my coverage?
A. Your coverage will remain in effect. Once you retire, your premiums will be billed to you on a quarterly basis. You will also have the option of a bank account deduction to pay your premiums.